Author Archive for Atlas Wealth Advisors

Social Security benefits for a divorced individual can be confusing. There are several important and unique Social Security issues that must be addressed before any divorced individual begins to collect Social Security.

Disability benefits under Social Security can be very complicated to understand. There are numerous stringent requirements that must be satisfied before Social Security will even formally review an applicant’s disability.

Clients who expect to receive a Social Security benefit and a government pension may see their Social Security benefit reduced due to the Windfall Elimination Provision.

Clients who are receiving a government pension and a Social Security spousal, widow or widower’s benefit based on their spouse or ex-spouse’s work history may be impacted by the Government Pension Offset.

Business owners who are considering a retirement plan for their business have many options. While a traditional 401(k) is a well-known option, there are many cases where other retirement plan options are worth considering.

In certain cases, you may be eligible to make a Mega Backdoor Roth IRA contribution. Under the right circumstances, this can allow the client to contribute tens of thousands of dollars into a Roth IRA.

Do you have employer-issued stock in a 401(k) plan? Wondering if a NUA distribution makes sense? There are several very important rules that must be met, some of which are often misunderstood.

If you’re a small business owner, you may find that the Qualified Business Income (QBI) deduction rules are complicated. One of the newest planning issues to consider deals with a possible QBI deduction-reduction effect on retirement plan...

The rules surrounding the Required Minimum Distribution can seem complicated. To help you make better financial decision, we have created the this flowchart to address common issues regarding Required Minimum Distributions as a result of turning...

To help you make better financial decisions, we have created the “Should I Rollover My Dormant 401(k)?” flowchart. It addresses some of the most common issues that should be considered before doing a rollover: